Best Moneylender in Singapore
Fast, Reliable, and Trusted Loans for Your Needs
24-Hour Licensed Online Best Money Lender in Singapore (2025)
Welcome to Moneyplus Capital, your trusted partner in navigating life’s financial challenges. Life is unpredictable, and having a reliable financial support system is essential.
As the best moneylender in Singapore, registered under the Ministry of Law, we adhere to the highest standards of professionalism, transparency, and integrity. Our regulated status ensures that your borrowing experience is safe, secure, and stress-free.
Reliable 24-Hour Money Lender in Singapore
At Moneyplus Capital, we provide a wide range of loan solutions to suit different financial situations.
Whether you need a personal loan, payday loan, or fast urgent cash loan, our flexible options ensure that you get the funds you need—whenever you need them. Even if you have bad credit, we offer tailored loan solutions to help you regain financial stability.
As the best moneylender in Singapore, we take pride in offering transparent and ethical lending practices, ensuring that your financial needs are met responsibly.
Specialised Loan Solutions for Every Life Stage
Beyond traditional lending, we offer customised financing options to support you through life’s significant moments.
Our services include:
- Debt Consolidation – Simplify your finances by combining multiple debts into a single manageable loan.
- Wedding Loan – Plan your dream wedding without financial worries.
- Bridging Loan – Smooth transitions between financial obligations.
- Travel Loan – Explore the world with confidence.
- Medical Loan – Get immediate funds for unexpected medical expenses.
- Instant Fast Cash Loan – Quick financial assistance when you need it most.
- Bad Credit Personal Loan – Financial support even if you have a low credit score.
- Payday Loan – Short-term loans to cover urgent expenses before your next paycheck.
Personal Loan – Flexible loan options tailored to your needs.
Your Trusted Online Money Lender in Singapore
At Moneyplus Capital, we’re more than just a money lender—we’re your financial partner, committed to helping you achieve stability and financial freedom in 2025.
Registered with the Ministry of Law (MinLaw), Singapore
Registry of Moneylenders
Moneyplus Capital Pte Ltd.
Licensed Money Lender No: 19/2025
We take pride in being a licensed moneylender, registered under the Ministry of Law (MinLaw) Singapore. This ensures that all our loan services comply with strict regulations, providing you with a safe, transparent, and ethical borrowing experience.
Ready to secure your financial future?
Contact us today and discover how Moneyplus Capital, Singapore’s best-licensed money lender, can support your financial needs.
An Overview of Our Process
Apply
You can choose to apply via our website, at our office, or via WhatsApp.
Await Our Approval
After submission of your application, your loan can be approved in as quick as 15 minutes.
Receive Your Cash
Collect immediate cash disbursement from our office with no hidden fees.
Start Loan Application
Reaching your goals is no longer a stretch,
thanks to flexible repayments, hassle free and secured process.
Unlock Your Financial Future With Moneyplus Capital
- Easy Application
- Instant Approval
- Hassle Free and Friendly Environment
- 5/5 ⭐️ rating on Google Reviews
Ready to take the first step towards financial freedom?
Contact us today, and let’s explore the possibilities together.
More than 100 loan application daily!
Find out what our great customers have to say about Moneyplus Capital
sooo much easier
No Queues. No Wait. No Hassle
Get your loan approved in just a few taps.
Tailored for Singaporeans & Permanent Residents
Get all your Loans done in just a few taps.
At Moneyplus, we provide trusted and reliable financial solutions exclusively for Singapore Citizens (SGC) and Singapore Permanent Residents (SGPR). Whether you need urgent funds or financial support, we’re here to help with transparent and licensed loan services that cater to your needs.
Who is Eligible?
Singapore Citizens (SGC) Singapore Permanent Residents (SGPR)
Foreign Workers (E Pass, S Pass, Work Permit Holders) are not eligible
Explore our range of flexible loan options designed to support your financial goals.
Moneyplus Capital
Get quick cash with fast approval.
With flexible repayment and interest saving when you repay early, Moneyplus Capital has got your back.
Compliance with Government Regulations
At Moneyplus Capital, we prioritise strict adherence to all relevant government regulations, ensuring that our operations are conducted with the highest level of integrity and transparency. Our commitment to compliance is not just a legal requirement but a core aspect of our business philosophy. We believe that by following the rules and maintaining rigorous standards, we can provide our customers with services they can rely on with complete confidence.
Licensed Under the Singapore Ministry of Law
Moneyplus Capital is proud to be a licensed moneylender under the Singapore Ministry of Law. This licence is a testament to our dedication to operating within the legal framework set by the authorities, ensuring that all our practices meet the stringent requirements set by the government. Our licensed status guarantees that our customers are protected by the laws of Singapore, offering them peace of mind when they engage with our services.
Reliability and Trustworthiness
Our focus on compliance and our official licensing under the Ministry of Law highlight our reliability as a financial service provider. At Moneyplus Capital, we understand that trust is the cornerstone of any financial relationship. That’s why we go above and beyond to ensure that our services are not only legally compliant but also designed to be transparent, fair, and customer-centric. By choosing Moneyplus Capital, you are partnering with a company that values your trust and works tirelessly to maintain it through every transaction.
24 Hours Money Lender
Loan Application Made Easier
Fast loan Within 24 hours of receiving your application, our team will carefully assess your qualifications and provide a timely response. As an online money lender in Singapore, we understand the importance of your time and commitment and aim to keep the process efficient and transparent.
Frequently Asked Questions
About Licensed Money Lenders
What are the eligibility criteria for a loan?
You must be a Singapore citizen or permanent resident, of 21 years or older, and with a stable income.
How much money can I borrow?
The loan amount you can get depends on income and creditworthiness. This is regulated by the Moneylenders Act. Do consult us for a more accurate estimate.
What documents will I need for a loan application?
You’ll need to provide your NRIC, proof of income, and proof of residence.
How long does it take for a loan to get approved?
Usually, you can get your loan approved within a few hours to a day, depending on the documents required and the approval process.
How do I determine if a money lender is licensed or illegal?
You can check the list of licensed money lenders online to verify their licence numbers to ensure that they are operating in accordance to the code of conduct.
Is a licensed money lender safe in Singapore?
Yes, a licensed money lender in Singapore is safe to engage with, as we operate under strict regulations set by the Singapore Ministry of Law. These regulations are designed to protect borrowers, ensuring that all money lenders follow ethical lending practices, such as clear communication of loan terms, reasonable interest rates, and fair debt recovery procedures. Licensed money lenders, such as Moneyplus Capital, are also required to be transparent in their operations and are subject to regular audits and inspections by the authorities. This ensures that borrowers can trust that they are dealing with a reputable and reliable financial service provider.
What if I can't pay back money from lenders?
If you find yourself unable to repay a loan from a licensed money lender, it’s important to communicate with the lender as soon as possible. Licensed money lenders in Singapore are required to offer reasonable repayment plans and may be willing to negotiate terms to help you manage your debt. Avoiding communication can lead to more severe consequences, such as additional fees or legal action. If you’re struggling, you can also seek assistance from credit counselling services that can provide guidance on managing your debt and working out a repayment plan that suits your financial situation.
Can I borrow from multiple money lenders?
Yes, you can borrow from multiple licensed money lenders in Singapore. However, it’s crucial to carefully assess your financial situation before doing so. Borrowing from several lenders can lead to a higher total debt burden, making it more challenging to manage repayments. Always consider the combined effect of multiple loans on your finances and ensure that you can meet all repayment obligations. If you are unsure, it’s advisable to consult with a financial advisor or a credit counsellor to help you make informed decisions.
How do I choose a licensed money lender in Singapore?
Choosing the right licensed money lender in Singapore involves several key considerations. First, verify that the lender is officially licensed by the Singapore Ministry of Law, which you can do by checking the list of licensed money lenders on the ministry’s website. Next, consider the lender’s reputation by reading customer reviews and testimonials. Look for transparency in loan terms, including interest rates and repayment schedules, and ensure that the lender provides clear communication throughout the loan process. Finally, evaluate the lender’s customer service, as a responsive and supportive lender can make your borrowing experience much smoother and stress-free.